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March – Fall Prevention Month

Dear Readers,

March is officially fraud prevention month in Canada. As many may know a prime target for fraud happens to be the beloved senior community. Loving Support will give you many tips to prevent fraud from occurring to you or your loved one.

Major don’ts

  • Don’t be afraid to hang up the phone or delete an email
  • Don’t disclose personal info over the phone especially when it’s an inbound call
  • Don’t be shy to ask questions and request for more information, if needed. (Never give your mailing address)
  • Don’t be fooled by promises i.e. prizes, free trips, gift cards, or cash. It’s just a way to get personal information about you.

With all these don’ts, here are somethings we should be doing? It all starts with breaking bad habits and /or being willing to adapt to change.

  1. Change all statements to online, from your banking to your phone bill and utilities. These should be online as fraudsters find and use paper copies to gather information then use this information against us. Give the criminal less ammo by not giving them the chance to see your information. Many people are reluctant to have all statements online but a major positive is that the information is stored in a secured spot for 7 years or more where you can see information anytime. Whereas, mail you have a mountain of paper work that can be missed placed, not organized or just taking up to much space. This small change can help to prevent criminals from getting information.

 

  1. Check your credit.

Most people are negligent to check there credit as they figure they have a credit card and bank account that are still active so their safe. They couldn’t be any further from the truth. People may find when they pull their credit that they have accounts that they closed but are still open or worse an account they didn’t open. This will allow you to be proactive at catching criminal activity before it is fully initiated.

You can go and check out your credit on Equifax and TransUnion.

TransUnion 1-800-663-9980

Equifax 1-800-465-7166

  1. Shred Important Documents.

Properly disposing of personal documents is of high importance and can reduce or eliminate potential fraud that may occur. Things that people take for granted is their visa bill. For instance the need to ensure a paper copy so when you receive it, you are likely to pay but if this bill gets in the wrong hands it will provide a lot of personal information.

Few ways to throw away your statements is simple. One way is walk in to any financial institution and they will have a shred it or mountain bin that and properly destroy the documents. Another way is to buy a shedder so before it goes in garbage you shred it to reduce chance of fraud.

  1. Report Fraud

Many people don’t report the fraud. This is why the cycle continues. If you have been a victim report suspicious activity. With less than 5% of victims reporting fraudulent activity it is critical that we it is critical that we report it.

Report it.

http://www.competitionbureau.gc.ca/eic/site/cb-bc.nsf/eng/h_00122.html#tab2

Common Scams to be aware of:

Protect yourself from fraud. Fraudsters are usually professional criminals that are intelligent and know what they are doing and where to look for the information that they need. Check your credit frequently, shred and dispose of your documents properly and report fraud.

 

Posted on March 3, 2017 By admin With 0 comments

Fall Prevention

Every year thousands of seniors fall, more times than not, the fall happens in a home setting. There are many cases where people are stuck for hours or days because they have fallen and cannot get up.

Let’s all make changes in our homes to prevent falls, to protect you, the people who live with you and your guests, before it to the point where we have fallen and can’t get up.

Risk areas to consider when decreasing your home’s risk of falls are the floors, stairs and steps, and hallways.

FLOORS:

  • Make sure your furniture is rearranged so that there is a clear path to enter and exit rooms.
  • If you have rugs or carpet on the floor use double sided tape so the rug doesn’t slip or have a non-slip backing.
  • Pick up things that are on the floor and move them out of the way. Examples are shoes, paper, bags, and umbrellas. Always keep objects off the floor.
  • If you have to walk over or around wires or cords (like lamp, telephone, or extension cords) consider taping or coiling cords and wires next to the wall so you can’t trip over them.

STAIRS AND STEPS: (both inside and outside your home)

  • Pick up things and objects off the stairs, remembering to always keep the stairs clear.
  • Fix broken, lose or uneven steps and torn carpet on steps as well as loose or broken handrails.
  • Ensure that there is sufficient lighten in the stairway. If not have an electrician put in a light at the top and bottom of the stairs. Also ensure you have a light switch at the top and bottom of the stairs.

KITCHEN:

  • Rearrange the items in your cabinets so that the things you use often on the lower, easier to reach shelves. When it is necessary to use a step stool to reach high shelves, use a stool with a bar to hold on to. Avoid using a chair or anything rocky or slippery.

BATHROOMS:

  • In your bath tub or shower, put a non-slip rubber mat or self-stick strips on the floor of the tub or shower to reduce slips.
  • Add grab bars inside the tub and next to the toilet, for extra safety.

Other Things You Can Do to Prevent Falls:

  • Ensure that you exercise regularly because exercise helps make you stronger along with increasing your balance and coordination.
  • Be careful of the medications that you use. Talk to your doctor or pharmacists about all the medications you take to ensure you can take certain medications with others.
  • Check your vision at least once a year by an eye doctor because poor vision can increase your risk of falling.
  • Add lighting to dark areas. Hang lightweight curtains or shades to reduce glare.

Remember that preventing a fall is done before you fall and can’t get up. Take the time to make your home a safer place to live.

 

Posted on February 6, 2017 By admin With 0 comments

Jan 2017 – Sticking to Your New Year’s Resolutions

Happy New Year!

It’s 2017! A new year, a new you. Many of us make New Year resolutions every year, some of us make the same ones every year. Let’s make this the last year we make this same resolutions. Loving Support is going to give you tips to sticking to your new year’s resolutions.

Why does it feel impossible to keep?

In order to solve a problem, you have to identify the issue. For some people, New Year resolutions tend to be goals that they have yet to achieve or overcome over the years. People also have a tendency to have the same New Year’s goal, year after year, because they keep failing to achieve the goal.

It is easy to make a new year’s resolution and hard to work on the goal. This is because it’s easier to say something than it is to do something. Researchers say just saying the New Year’s resolution makes you feel good alone, better than actually trying to fulfill the goal. For example, going to the gym and being more active is a common new year’s resolution. Saying you are going to be more active makes people feel good, it feels more better than going to the gym, and being active.

How to stick to your new year’s resolution?

This is better said than done. Making a SMART plan to achieve the goal. SMART is an acronym for specific, measureable, attainable, realistic, and time frame.

  • Specific goals answers the questions who, what, where, when and why.
  • Measurable goals have a criteria for measuring the progress. It helps you see your achievement and stay on track.
  • Attainable goals have successful ways that you can do to make them come true.
  • Realistic goals are goals that you are willing and able to complete.
  • Timely goal has a time frame in which the goal should be completed. Saying someday will make the resolution at the back of your unconscious mind’s to do list.

Check out http://topachievement.com/smart.html for more information in regards to creating SMART goals.

Tips to sticking to your SMART goal.

  • Make sure the steps to achieving your goal is fun, make it as entertaining as you can
  • If possible, completing a goal with someone else can make it easier to complete
  • Prioritize your list of goals
  • Focus on a couple goals at a time, don’t spread yourself thin

Remember some goals take time to complete or to see results. Stick with it and you will see the rewards. Have a safe and happy New Year.

 

Posted on January 2, 2017 By admin With 0 comments

The Facts about Baby Boomers

When people hear the term baby boomer, some people automatically think of seniors, or the health care issue. Which are both true seeing as the first set of the baby boomers turned 65 in 2011. But there are more facts about this generation. More babies were born in 1946 than any prior year. This trend lasted for approximately 20 years. This all took place right after World War II ended.

In Canada, there was a significant number of babies born between 1946 and 1965, approximately 8.2 million baby boomers (Stats Can, 2011). The baby boomers are well known because they opened up a lot of opportunities over the years. For example, they increase the demand for disposable diapers. The disposable diaper was more in need than ever before because there was increase in the amount of working women as well as the boom in babies being born. Many companies started to tap into this industry such as Proctor & Gamble and Johnson & Johnson. Before the boom, this industry was failing due to lack of innovation and the popularity of the cloth diapers. The boomers created a strong market and demand for the disposable diaper industry.

The baby boomers created a lot of trends over the years, more than any other generation so far. Their generation fought for many things. Gender equality was taking a new direction. Towards the end of 1965 Women were have children later due to them entering the work force and with birth control this was become more and more common as time went on.

 

Facts about baby boomers

  • About 30% of Canadian will postpone their retirement till later.

Noticing the gap in your retirement ahead of time will help those become proactive in their current saving matrix. Allocating savings for retirement should be a bill in everyone’s on going life and not to only rely on Canada Pension Plan (CPP) and Old Age Security (OAS) as a source of income and have it as a bonus because the income from government sources will leave most under the poverty line.

  • Living beyond means

When coming to retirement, we should look at bootstrapping expenses to a new level. As most individual’s income will be less when they retire and as a result they will need to shift life still. This can mean downsizing from house to condo or simply cutting down bills. Sometimes it’s as easy as making changes to your status as a senior citizen and you will receive discount and or rewards.

List of Senior Discounts

  • Bank accounts – Low or no fees
  • Food – many fast food place give seniors a 10-20% discount depending on the establishment
  • Department stores – Winners, Bulk Barn, and much more provide discounts
  • Transit – senior pricing

Embracing your age and wisdom and ultimately lead to many discounts. If you want more details or have questions and comment, please email us or leave a comment. Make it a loving month and enjoy the holidays.

Posted on December 17, 2016 By admin With 0 comments

Travelling Tips

It’s almost the holiday season. YAY! For some people, it means vacation and holiday planning. Loving Support would love to share some travelling tips.

Planning is important when going on a trip. There are different planning questions to answer, whether you are travelling within the same city or half way across the world. Such as: where am I going? How long am I going for? Where am I staying? How am I going to get there? Am I going alone or with others?

Here are a few tips to consider:

  • Research and planning ahead is key. This includes reserving and confirming flight and hotels before leaving home; the sooner the better.
  • Almost all airlines allow a carry-on bag. Use it to your advantage and carry small items that are delicate and an extra shirt and pants just in case of long delays or missing luggage. It is a good idea to pack your electronics (phone, MP3/ Ipod, laptops), headphones, medications, lotion (consider the liquid and gel limits allowed on planes), toothbrush (in case of long delays), and an extra pair of underwear.
  • Travel with travel insurance is a smart plan. You never know what will happen, it’s better and less stressful to be prepared. Ensure you have your insurance documentation and the toll free number of the insurance company handy before you leave.
  • To go to your doctor and/or travel clinic to ensure your shots are up-to-date. They say prevention is better than the cure.
  • Prepare your documents. This means have your passport ready and up-to-date before it’s time to travel. Other forms of identification include your Driver licence or Ontario photo card.
  • For some medications it may be important to have the prescription or some form of proof stating medication is yours and prescribed by your doctor. This can make any border stops or searches more efficient.

Travelling tips for seniors

The tips above are for everyone but here are a few that are more senior specific.

  • If you’re a senior that require special accommodations at the airport, reserve special services if needed ahead of time (examples include wheelchairs and dietary needs). Accommodations don’t just stop at the airlines, you can also ask hotels and excursions about special accommodations before you book the room and/ or excursions.
  • Travel insurance is important especially as we age.
  • There are plenty of senior discounts out there even in other countries; always ask, you never know.
  • Request and reserve- If you need a designated seat it’s always better to request this and/or reserve it ahead of time to avoid time delay and disappointment.
  • Pack what you need and try not to over pack. Remember you may need room to bring gifts and souvenirs back. Plus, it’s easier to carry a lighter load across the airport and hotels.
  • Always be safe. When traveling you should avoid carrying large purses and have money and other belonging tucked away. This will make you not look like a visual pray for thieves.
  • Dressing comfortable is important when traveling because you never know how long you trip may be there could be a delay that may cost you time.

Check out https://www.youtube.com/watch?v=2DMPiFTDrsw for a two-minute medley on senior travel tips.

Remember the success of a travelling experience is planning and preparing ahead of time and having fun. Don’t forget to tune in next month to read next month’s topic. If you have a suggested topic in mind that you would like to see Loving Support write about feel free to comment below

The Importance of A Good Night’s Rest

The secret to better physical and mental health…SLEEP! Loving Support knows that sleep is not usually the first thing that comes to people’s mind but the importance of sleep is incredibly imperative. Sleep has a big impact on our overall health and well-being whether you’re a child, teenager, adult or senior. Many individuals tend to have a lack of sleep due to stress, kids, noise, pain and many other reasons.

How much sleep do we need?

Most would say we need 8 hours of sleep and 8 hours has become this magic number. The truth is that sleep necessity varies from person to person. Ways to ensure you are getting enough rest is to set a bedtime although this may seem juvenile you will find it will install discipline in your body.

What does our body do while we are sleeping?

There is an array of things that occur while one is sleeping. One thing is that our body begins to repair our tissues and encourages growth. Second, you will find that sleeping boosts our immune system, hence why rest can be the best medicine sometimes. We also find that our brains process what we have learned for the day and store memory accordingly.

What does lack of sleep inhibit?

A lack of anything is usually never good, but lack of sleep can be highly detrimental if not addressed. Lack of sleep has been linked to depression, memory loss, poor judgement and slower reaction time. There is also an increased chance of diabetes, obesity and high blood presser. With so many negative factors why would anyone choses to have lack of sleep. We have a list of tips to help other get enough sleep.

Tips for getting a good night’s rest

1 Set a bed time. Yes, Loving Support Services realizes that it seems silly for a grown person to have a bed time but this creates a routine your body will adjust to. With time, this will make it easy for your body to realize its bed time and fall asleep faster.

2 Wind down before bed (15-30 minutes). During the day people’s brain are very active. It helps to have a routine to help calm your active brain. Examples include reading a book, listening to music, meditation, or yoga.

3. Turn off your electronics and focus on your sleep.

4. If you nap during the day limit your naps to 1 nap 30 minutes or less.

5.  Eat light meals before bed. When your body is full digestion is slower when lying down and can keep you up in the night.

6. After dinner, cut back on liquids. This reduces middle of the night wake ups and bathroom breaks.

Remember it takes the average person 20-30 minutes to fall asleep. If you’re not asleep by that time don’t lie in bed frustrated. Get up and try a winding down activity for around 15-20 minutes then try again. Lying in bed frustrated could lead to tossing and turning all night and sleepless nights. We hope these tips help. Have a good night. Come back next month for our next topic.

Posted on October 6, 2016 By admin With 0 comments

September-The Power of the Grandparent Grandchild Bond

The Power of the Grandparent Grandchild Bond

Grandparents are important to a grandchild’s development but did you know the reverse is true. As much as grandkids benefit from having grandkids around in their lives, grandparents also benefit of having their grandkids in their lives. Let Loving Support tell you why.

Grandchildren learn many things that their parents may not be able to teach. They can teach history as well as their family histories. Kids may not enjoy learning from textbooks but learning it from their grandparents can add a more interesting twist. Grandparents also provide a different emotional support. Grandkids could have someone trusted besides their parents. They can teach long life lessons which they have lived to improve the grandchild’s life, behaviour or attitudes towards situations.

Meanwhile grandchildren give their grandparents patience, provide current events, and teach carefree fun. Kids are full with unconditional love and when you feel like you don’t need it or deserve it they will give love regardless.

Here are some activities you can enjoy with grandkids:

  • Nature walks
  • You can experience the outdoors with gardening
  • Bird or duckwatching
  • Go out and have a movie day, which can be perfect for rainy days. As a bonus movie tickets are usually discounted for kids and older adults.
  • You can teach one of your hobbiessuch as cooking and baking
  • Take your grandkids to the playground. You can join them or watch them play with other children.

Even with all the benefits with grandchildren being a bundle of joy, they can be a physical strain. For some grandparents spending time with grandchildren may prove challenging. That doesn’t have to be the case. You don’t have to be active to have fun. With the right activities, you can enjoy the company of your grandkids.

  • Activities that requires less physical strength:
  • Arts & Crafts can be fun, along with drawing and colouring
  • Puzzles & Games is a great way to enjoy a little friendly competition
  • Reading classical children books and taking a trip to the library
  • Kids love technology, so look up a few educational apps that you can explore with your grandkids.

Check out this site for more fun activitiesto enjoy with grandkids and more grandparent tips.

http://www.helpguide.org/articles/grandparenting/how-to-be-a-better-grandparent.htm

Posted on September 2, 2016 By admin With 0 comments

August – Keeping Social as we age

Keeping Social As We Age

Humans are naturally social beings. Without social interactions humans will feel isolated. Social isolation carries a high risk for loneliness, depression, very little or no physically activity with a greater risk of high blood pressure.

There are many benefits to being social at any age of our lives.

  1. Social interactions have many health benefits. It can reduced risk for cardiovascular problems, some cancers, osteoporosis, and rheumatoid arthritis, as well as reduced risk of Alzheimer’s disease, mental health issues which relates to social isolation.

  2. It improves your well-being.

  3. It helps you stay connected. Social activities help gives a person a sense of purpose and can give a sense of achievement. Being social and participating in social activities can help seniors stay involved and active within the community.

  4. Being socially active and attending and participating in activities can help stimulate the mind. It allows a person to learn and develop new skills.

How does a person keep social?

  1. Stay in touch with your neighbors, friends and family and set social dates with them on a regular bases.

  2. Visit a senior center, take part in activities with other seniors and volunteer in your community.

  3. Become a part of a social group and enjoy activities with other seniors, engage in bingo, cards or book club while making new friends.

  4. Join cooking classes learn different style cooking relating to proper nutrition or explore a new hobby.

  5. Get active join a gym or fitness center to stay physically fit while engaging in the community.

Tips for staying social: Stay busy, get out often, and schedule regular social visits with your families such as; grandkids. Some people use internet or phone to communicate long distant. Volunteer at schools, community centres or with any organization of your choice. Staying socially active and maintain a healthy relationship with the people surrounding you.

Also, check out March 2016 topic regarding the power of community for tips for being involved within your community. Remember to keep heat and sun safe this summer.

Posted on August 11, 2016 By admin With 0 comments

July – Summer is here

Summer is Here

It’s summer! A great deal of us loves summer. Some countdown until summer and others escape to a warmer country in the cooler months. We all love summer for different reasons, whether it’s the nice weather, the summer activities or hobbies, going to the beach, the in-season variety of fruit or summer fashion. One thing is for sure keeping safe this summer is very important. Yes, Loving Support knows we’re not your parents but we care for you too.

Sun and Heat Safety
Sun exposure is great when it comes to keeping you warm and getting your top source of vitamin D but there are harmful effects of extreme heat including heat exhaustion, heat stroke, sun burns and skin cancer.

The sun’s light has ultraviolet (UV) rays which is very dangerous when we are exposed to the UV rays without protection. It can cause skin and eye damage as well as skin cancer. How do we reduce our risks? Covering up is a good way with not see through clothing. Other ways consists of wearing sunscreen continuously and wearing sunglasses to protect your eyes.

Avoiding heat related symptoms is key during the summer months. Try and stay cool this summer because it’s one of the best ways to be sun safe this summer. Keep hydrated by drinking lots of water, stay in shady areas when possible, and reduce sun time during sun peak hours 11:00 am to 4:00 pm.

More information regarding getting ready for summer tips are available at http://www.getprepared.gc.ca/cnt/rsrcs/sfttps/tp201407-eng.aspx?rss=true

Summer Activities and Events
A lot of people look forward to being adventurous during the summer. Find things to do and places to stay in Ontario athttp://www.summerfunguide.ca/. If you are a festival and event person check out http://www.festivalsandeventsontario.ca/.

Remember have fun, be smart, and stay safe this summer. Next month Loving Support will inform you the benefits of being social and tips on how to stay social.

Posted on July 5, 2016 By admin With 0 comments

Fear of Retirement Homes

Fear of Retirement Homes

The fear of retirement homes is usually the unknown, not knowing what may happen, or who will be there. Fear of change can get to us all. Most people dislike change, but determining how we in brace the change, and how we prepare ourselves, will make it a more positive experience. Loving Support has your back and will break down the retirement home decision, plus give you tips to accepting change easier.

The Decision between downsizing, assisted living or a retirement home may not be an easy one. Consider these points.

Should I Downsize?

Downsizing is when you move into a smaller space. For example you can be living in a two story house and downsize into a bungalow, or a condo.

If you, or your loved one, are comfortable doing most or all daily activities but finding it hard to maintain the house moving in to a smaller home will solve that issue as well as free up some extra cash flow. Most people who downsize find the ergonomics of the home to be friendlier as it may not include stairs and long hallways.

“Downsizing isn’t always a sad time – it’s a time of discovery,” says Barry Gordon, Chief Executive Officer of Gordon’s Estate Services Ltd

Should I Consider Assisted Living?

You will find a large variety of assisted living in most metropolitan areas because as we know the baby boomers, have the population over 65, making senior apartments becoming more common. In assisted living, there is minor supervision as they tend to have staff during day, and some building have staff during the night as well. For an added cost they may come and assist in personal hygiene or housekeeping.

The cost of an assisted living apartment is around $1500-$2500 per month. Most apartments are private so you have your own space. They also keep the community involved and have many social activities for the residents to participate in. This leaves no time to stress, only time to plan next activate coming up. You will find you still have your independence and you are assisted as much as you require.

The government also has an assisted living program. For more information check out: http://www.aadnc-aandc.gc.ca/eng/1100100035250/1100100035251

Is a Retirement Home the place for me?

There is usually a smaller selection but are become more common as demographics has changed. Most people who move into a retirement home, needs more or extensive care due to safety and endangerment concerns. Some extinctive insurances may cover a percentage of care for a period of time to help reduce burden financially. The average cost starts around $3000 per month.

Making a checklist of what you’re looking for and questions to ask, will help find the perfect location and home. In most homes the rooms are shared unless you pay premium. The environment is made to be positive and keep everyone happy and active so they have social activities daily. The residents find that they have less independence but may be what you or your love one needs.

Assisted Living Search Mistakes to Avoid

1. Not Being Realistic About Current or Future Needs

2. Judging a Book by its Cover

3. Choosing a Community to Match Your Tastes Instead of Your Parent’s

4. Overplaying the Importance of Proximity

5. Making a Decision Too Quickly

6. Choosing a Community Appropriate for the Parent of Yesteryear Instead of the Parent of Today

7. Not Reading the Fine Print

8. Going In It Alone

More Information on mistakes to avoid visit http://www.aplaceformom.com/blog/assisted-living-search-top-mistakes-to-avoid-1-22-13/

In most cases, people will as always be a little reluctant. Sometimes when a loved one is involved in the process then the transition and accepting the change can be easier.

Thanks for reading. Tune in for Loving Support’s December article about winter doesn’t have to be all negative.

Posted on November 2, 2015 By admin With 1 comment